:root{
  --cream:#fbf7ef; --white:#ffffff; --ink:#10212b; --ink2:#1e3643; --muted:#5d6b73;
  --line:#e7dfd1; --gold:#b08a2e; --gold2:#d3b25a; --blue:#7aa9c2; --blueSoft:#e8f2f7;
  --radius:18px; --shadow:0 12px 28px rgba(16,33,43,.10); --shadowSoft:0 10px 20px rgba(16,33,43,.08);
  --max:1180px; --pad:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,"Helvetica Neue",sans-serif;
  color:var(--ink);
  background:linear-gradient(180deg,var(--cream),#fff 45%,#fff 100%);
  line-height:1.55;
}
.logo{
  height:36px;
  width:auto;
  display:block;
}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
p{margin:0 0 14px}
ul{margin:0;padding-left:18px}
li{margin:0 0 8px}
.container{max-width:var(--max);margin:0 auto;padding:0 var(--pad)}
.skip-link{position:absolute;left:-999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip-link:focus{
  left:16px;top:16px;width:auto;height:auto;padding:10px 14px;border-radius:12px;
  background:var(--white);border:1px solid var(--line);box-shadow:var(--shadowSoft);z-index:9999
}
.topbar{
  background:rgba(255,255,255,.86);
  border-bottom:1px solid var(--line);
  position:sticky;top:0;z-index:1000;
  backdrop-filter:blur(10px);
}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 0}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.mark{
  width:40px;height:40px;border-radius:14px;
  background:radial-gradient(circle at 30% 30%,var(--gold2),var(--gold) 55%,#8a6a1f 100%);
  box-shadow:0 10px 20px rgba(176,138,46,.22)
}
.brand strong{display:block;font-size:15px;letter-spacing:.4px}
.brand span{display:block;font-size:12px;color:var(--muted);letter-spacing:.2px}
.navlinks{display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.navlinks a{
  text-decoration:none;font-size:13.5px;color:var(--ink2);
  padding:8px 10px;border-radius:12px
}
.navlinks a:hover{background:rgba(122,169,194,.12)}
.cta{display:flex;gap:10px;align-items:center;flex-wrap:wrap}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:11px 14px;border-radius:14px;border:1px solid transparent;
  text-decoration:none;font-weight:700;font-size:13.5px;letter-spacing:.2px;
  transition:transform .08s ease, box-shadow .12s ease, background .12s ease, border .12s ease;
  white-space:nowrap
}
.btn:active{transform:translateY(1px)}
.btn-primary{
  background:linear-gradient(180deg,var(--gold2),var(--gold));
  color:#1a1203;box-shadow:0 12px 18px rgba(176,138,46,.22)
}
.btn-primary:hover{box-shadow:0 14px 24px rgba(176,138,46,.28)}
.btn-ghost{
  background:rgba(255,255,255,.78);
  border-color:var(--line);color:var(--ink2)
}
.btn-ghost:hover{background:#fff}
.hero{padding:52px 0 26px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:26px;align-items:stretch}
@media (max-width:920px){.hero-grid{grid-template-columns:1fr}}
.kicker{
  display:inline-flex;gap:10px;align-items:center;font-size:12px;color:var(--ink2);
  background:rgba(122,169,194,.14);border:1px solid rgba(122,169,194,.25);
  padding:8px 12px;border-radius:999px
}
.kdot{width:8px;height:8px;border-radius:99px;background:var(--blue);box-shadow:0 0 0 4px rgba(122,169,194,.18)}
h1{margin:14px 0 10px;font-size:44px;line-height:1.08;letter-spacing:-.7px}
@media (max-width:520px){h1{font-size:34px}}
.lead{font-size:16px;color:var(--muted);max-width:62ch}
.hero-card{
  border-radius:var(--radius);overflow:hidden;background:var(--white);
  border:1px solid var(--line);box-shadow:var(--shadowSoft);
  display:flex;flex-direction:column;min-height:340px
}
.hero-img{flex:1;background:#ddd center/cover no-repeat}
.hero-card .panel{
  padding:16px;border-top:1px solid var(--line);
  background:linear-gradient(180deg,#fff,rgba(232,242,247,.55))
}
.badges{display:flex;gap:10px;flex-wrap:wrap}
.badge{
  font-size:12px;color:var(--ink2);
  background:rgba(255,255,255,.85);
  border:1px solid var(--line);
  padding:7px 10px;border-radius:999px
}
.section{padding:38px 0}
.section.alt{
  background:linear-gradient(180deg,rgba(232,242,247,.55),rgba(255,255,255,0));
  border-top:1px solid rgba(122,169,194,.18);
  border-bottom:1px solid rgba(122,169,194,.18)
}
.hgroup{margin-bottom:18px}
.hgroup h2{margin:0 0 6px;font-size:28px;letter-spacing:-.3px}
.hgroup p{margin:0;color:var(--muted);max-width:90ch}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
@media (max-width:980px){.grid-3{grid-template-columns:1fr}}
.card{
  background:rgba(255,255,255,.92);
  border:1px solid var(--line);
  border-radius:var(--radius);
  box-shadow:var(--shadowSoft);
  padding:18px
}
.card h3{margin:0 0 8px;font-size:18px;letter-spacing:-.2px}
.card p{color:var(--muted)}
.card a.inline{
  display:inline-flex;gap:8px;align-items:center;margin-top:6px;
  color:var(--ink2);text-decoration:none;font-weight:800;
  border-bottom:1px solid rgba(176,138,46,.45)
}
.card a.inline:hover{border-bottom-color:var(--gold)}
.iconrow{display:flex;gap:12px;align-items:flex-start}
.ico{
  width:42px;height:42px;border-radius:14px;
  background:rgba(176,138,46,.14);
  border:1px solid rgba(176,138,46,.28);
  display:grid;place-items:center;color:#6d5317;font-weight:900;flex:0 0 auto
}
.split{display:grid;grid-template-columns:1fr 1fr;gap:18px;align-items:start}
@media (max-width:980px){.split{grid-template-columns:1fr}}
.callout{
  background:linear-gradient(180deg,rgba(176,138,46,.14),rgba(255,255,255,.92));
  border:1px solid rgba(176,138,46,.30);
  border-radius:var(--radius);
  padding:18px;box-shadow:var(--shadowSoft)
}
.callout h3{margin:0 0 10px}
.callout p{color:var(--ink2)}
hr.sep{border:none;border-top:1px solid var(--line);margin:22px 0}
.note{
  background:rgba(122,169,194,.10);
  border:1px solid rgba(122,169,194,.22);
  border-radius:16px;padding:14px;color:var(--ink2)
}
.quote{
  border-left:4px solid rgba(122,169,194,.55);
  padding-left:14px;color:var(--ink2)
}
.quote strong{display:block;margin-top:6px;color:var(--muted);font-weight:600}
.pagehead{padding:30px 0 10px}
.pagehead h1{font-size:36px}
.breadcrumb{font-size:12px;color:var(--muted)}
.breadcrumb a{color:var(--ink2);text-decoration:none}
.breadcrumb a:hover{text-decoration:underline}
.list-check{list-style:none;padding:0;margin:0}
.list-check li{display:flex;gap:10px;align-items:flex-start}
.check{
  width:20px;height:20px;border-radius:8px;
  background:rgba(176,138,46,.18);
  border:1px solid rgba(176,138,46,.35);
  display:grid;place-items:center;color:#6d5317;font-size:12px;flex:0 0 auto;margin-top:2px
}
.cta-strip{
  margin-top:12px;
  background:linear-gradient(90deg,rgba(232,242,247,.85),rgba(251,247,239,.85));
  border:1px solid rgba(122,169,194,.20);
  border-radius:var(--radius);
  padding:18px;box-shadow:var(--shadowSoft);
  display:flex;gap:14px;align-items:center;justify-content:space-between;flex-wrap:wrap
}
.cta-strip h3{margin:0;font-size:18px}
.cta-strip p{margin:0;color:var(--muted);max-width:75ch}
.footer{margin-top:30px;border-top:1px solid var(--line);background:rgba(255,255,255,.7)}
.footer .inner{padding:22px 0;display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:18px}
@media (max-width:980px){.footer .inner{grid-template-columns:1fr}}
.small{font-size:12px;color:var(--muted)}
.footlinks a{display:block;text-decoration:none;padding:6px 0;color:var(--ink2);font-size:13.5px}
.footlinks a:hover{text-decoration:underline}
.form{display:grid;gap:10px}
label{font-weight:800;font-size:13px;color:var(--ink2)}
input,textarea,select{
  width:100%;padding:11px 12px;border-radius:14px;border:1px solid var(--line);
  background:#fff;font:inherit
}
textarea{min-height:120px;resize:vertical}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
@media (max-width:720px){.form .row{grid-template-columns:1fr}}